CCT Reporting Incorrect Equifax Account Types

[Medic981]

Just pulled my $1 totalcreditcheck and was looking at my accounts and realized that EQ is reporting my CCs are installment loans and vice-versa. I can not tell if this has been happening all along. Will this affect my FICO scores? Should I dispute this as it is not the OCs reporting the accounts incorrectly as my other two bureaus are correct? 

I would not have found this if I wasn't gardening... I should be off applying for credit cards... what to do, what to do?

[Anonymous]

Are they all reporting the same way in your other source, I know you have many. If other sources like CK is reporting correctly, it's probably just the CCT CSM.

[Medic981]

You are correct @oldman87, it is CCT. All of the others are reporting correctly. I thought I had something to work on. What will I do with my idle time? Thanks for the input!

[Anonymous]

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@Medic981 wrote:

@Anonymous are correct @Anonymous, it is CCT. All of the others are reporting correctly. I thought I had something to work on. What will I do with my idle time? Thanks for the input!

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You can call CCT to demand your $1 back for emotional distress.

[Medic981]

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@Anonymous wrote:

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@Medic981 wrote:

@Anonymous are correct @Anonymous, it is CCT. All of the others are reporting correctly. I thought I had something to work on. What will I do with my idle time? Thanks for the input!

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You can call CCT to demand your $1 back for emotional distress.

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I'll show them... I'll... I'll... I'll cancel my account!!!

[Anonymous]

I've found when I look under "Accounts" often my accounts are mislabeled. But when I check my category totals, ie, "Revolving Balance," they are categorized correctly. I expect you'll find similar when you check yours.

[RobertEG]

I would suggest that you first view your free annual report at annualcreditreport.com, which will provide the best data as to what the creditor has actually reported rather than assuming whether it was the creditor or the specific commercial credit report vendor who is resonsible for the error.