CK what a giggle

[Jnbmom]

While I know it is strictly for entertainment purposes, I couldn't help but shake my head.

we got an update that his TU score changed, went down 51 points. The only change a 4.00 balance reported from discover . FOUR dollars🥺What a crock of ....

🤣🤣🤣

[M_Smart007]

Just to add to your post ..I got a new cell phone ,,

did not do a "copy all the APP's to new phone" .. installed only what I needed.

Left CK by the wayside. (Ya, I know the alerts are meaningful)

Already have enough credit monitoring alerts

[Anonymous]

How many other cards with balances do you have and how many total accounts?

[Jnbmom]

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@Anonymous wrote:

How many other cards with balances do you have and how many total accounts?

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Nothing changed except 4.00 on discover every other balance remained the same This just proves my point that CK is full of crap 💩 

[chiefone4u]

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@Jnbmom wrote:

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@Anonymous wrote:

How many other cards with balances do you have and how many total accounts?

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Nothing changed except 4.00 on discover every other balance remained the same This just proves my point that CK is full of crap 💩 

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Shows why VS3.0 wasn't widely accepted by lender's; small seemingly meanless changes had overreacting score changes. 

[Anonymous]

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@Jnbmom wrote:

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@Anonymous wrote:

How many other cards with balances do you have and how many total accounts?

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Nothing changed except 4.00 on discover every other balance remained the same This just proves my point that CK is full of crap 💩 

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Not the question I asked, but it isn't important.

I doubt the $4 change caused the significant score change seen.  I'd chalk it up to a glitch more than anything else, as people report wild VS3 swings up/down with seemingly no changes to their CR.  I think the $4 change simply caused a new score to be generated for you, but the score change wasn't related to the balance change.

[FinStar]

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@Jnbmom wrote:

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@Anonymous wrote:

How many other cards with balances do you have and how many total accounts?

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Nothing changed except 4.00 on discover every other balance remained the same This just proves my point that CK is full of crap 💩 

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Or... "fluff", like a fluffy teddy bear 🧸 

[Anonymous]

CK is arguably the GOAT when it comes to front end fluff.

[Iusedtolurk]

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@Jnbmom wrote:

While I know it is strictly for entertainment purposes, I couldn't help but shake my head.

we got an update that his TU score changed, went down 51 points. The only change a 4.00 balance reported from discover . FOUR dollars🥺What a crock of ....

🤣🤣🤣

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Reverse engineer it. Pay off the 4.00 balance and see if you get your 51 points back...if not...then something else affected the Vantage score algorithm.

[Anonymous]

Good suggestion above.