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CLI Hard/Soft pull

Faithoverfear20
New Member

CLI Hard/Soft pull

I requested a CLI and received it, how long until I know if it was a hard or soft pull?

Message 1 of 24
23 REPLIES 23
AllZero
Super Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

I requested a CLI and received it, how long until I know if it was a hard or soft pull?


@Faithoverfear20. Insufficient data provided to answer properly to your specific question.

Message 2 of 24
pinkandgrey
Community Leader
Senior Contributor

Re: CLI Hard/Soft pull

What card was it? Some lenders always do soft and some always do hard. Usually, if there would be a hard pull, there would be language in the CLI request to indicate that. 

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Message 3 of 24
M_Smart007
Epic Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

I requested a CLI and received it, how long until I know if it was a hard or soft pull?


What card did you ask for a CLI on?

Message 4 of 24
RadioRob
Established Contributor

Re: CLI Hard/Soft pull

A hard pull is recorded almost instantly. When the report is pulled it is available on the file. The question is when you get notice if you’re using any monitoring service. Some get it to you very quickly others not so much.

I applied for a HP CLI and knew what bureau was pulled before the agent.

As others said it depends on the card. Some never HP a CLI and some exclusively HP. Lol
Message 5 of 24
Wavester64
Valued Contributor

Re: CLI Hard/Soft pull


@AllZero wrote:

@Faithoverfear20 wrote:

I requested a CLI and received it, how long until I know if it was a hard or soft pull?


@Faithoverfear20. Insufficient data provided to answer properly to your specific question.


For the Trekkies "Insufficient Data is not sufficient Mr. Spock, I expect you to have sufficient data all the time!"  Smiley Very Happy







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Message 6 of 24
Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@pinkandgrey 

Sorry for specifying which CC's they were, I'm rather new to posting.

 

They were 2 Commenity bank CC's - JCREW and WILLIAMS SONOMA and 1 BANK AMERICA VISA.  Its been 4 days.

Message 7 of 24
Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@M_Smart007 

2 Comenity and 1 Bank America Visa

Message 8 of 24
Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@RadioRob 

Thanks for the info

Message 9 of 24
GApeachy
Super Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

They were 2 Commenity bank CC's - JCREW and WILLIAMS SONOMA and 1 BANK AMERICA VISA.  Its been 4 days.


If it's been 4 days and you haven't gotten a notice from any credit monitoring service it's probably safe to say those were sp's.  So the million dollar question is do you have a monitoring service you subscribe to?  If so, which one(s)?

"My Take Home Pay Don't Take Me Home"
Message 10 of 24
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