Can a paid repo be removed

boosted · ‎06-18-2007

can a paid repo be removed an if so how will it affect my credit score?

_______________________________________________________
Started my credit repair journey on 11/29/13 with 27 collection accounts with 24 being medical related, 1 cellphone account, 1 bank account and 1 cable TV account.
Starting scores are EQ 506, TU 516, EX 477.
First PFD letter sent out on 12/2/13/ Response on 12/5/13 agreeing to the terms of letter.
Second PFD letter sent out on 12/2/13/ Still waiting on a response.

Tuscani · ‎06-18-2007

Anything can be removed. The impact depends on your overall credit picture. Obviously, any baddie removed will only help you in the long run.

hailey22 · ‎06-18-2007

i am also in the process of trying to get a repo removed. I disputed it last week and i'm waiting for it to come back.

Anonymous · ‎06-18-2007

what is the route that you are taking to get it removed. I have one on my credit from Ford Motor credit and I do not know where to start with it?

Tuscani · ‎06-19-2007

falcon32 wrote:

what is the route that you are taking to get it removed. I have one on my credit from Ford Motor credit and I do not know where to start with it?

Are there any inaccuracies in the reporting?

Anonymous · ‎06-19-2007

Your best chance will be hoping they don't respond so it will be deleted. It took me about 2 years to have mine removed. I can't tell you how excited I was when I went to the mailbox and seen my CR. After you get deleted with 1...the others like TU will probably not even delete. What I have noticed...you can dispute same day to all 3 and EQ and EX will probably delete but TU will not. I'm like...why would they verify w/you all and not the other 2. TU about try and hold peoples down. LOL!

Message Edited by SGT_F on 06-19-2007 06:43 AM

boosted · ‎06-19-2007

Tuscani wrote:
Are there any inaccuracies in the reporting?

the report is accurate....... i just want it off since it's a paid repo and can look bad to dealerships IMO.

_______________________________________________________
Started my credit repair journey on 11/29/13 with 27 collection accounts with 24 being medical related, 1 cellphone account, 1 bank account and 1 cable TV account.
Starting scores are EQ 506, TU 516, EX 477.
First PFD letter sent out on 12/2/13/ Response on 12/5/13 agreeing to the terms of letter.
Second PFD letter sent out on 12/2/13/ Still waiting on a response.

Tuscani · ‎06-19-2007

Have you tried a GW letter?

boosted · ‎06-19-2007

Tuscani wrote:
Have you tried a GW letter?

no i have not..... i will start reading some to get an idea of what to write. does the good will letter have to be sent to the OC?

_______________________________________________________
Started my credit repair journey on 11/29/13 with 27 collection accounts with 24 being medical related, 1 cellphone account, 1 bank account and 1 cable TV account.
Starting scores are EQ 506, TU 516, EX 477.
First PFD letter sent out on 12/2/13/ Response on 12/5/13 agreeing to the terms of letter.
Second PFD letter sent out on 12/2/13/ Still waiting on a response.

Tuscani · ‎06-19-2007

boosted wrote:

Tuscani wrote:

Have you tried a GW letter?

no i have not..... i will start reading some to get an idea of what to write. does the good will letter have to be sent to the OC?

Send to whoever is reporting.