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Can an approved CLI from Synchrony force a credit report update?

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vmcap
New Visitor

Can an approved CLI from Synchrony force a credit report update?

Hi all, trying to get Rooms2Go Synchrony card to update the balance before the statement date and was wondering if asking for a CLI and getting approved for it will do the trick.

 

Also.. the balance on Rooms2Go is paid off but still shows a balance on CR ... will that hurt their calculation math or will they know that it's 0 and take that into account?

 

Or am I better off just holding out until reported?

 

Thanks .... love this community!

Message 1 of 5
4 REPLIES 4
tcbofade
Super Contributor

Re: Can an approved CLI from Synchrony force a credit report update?

No, requesting a CLI will not encourage them to update sooner.

 

Your zero balance will update to the CRAs when your next statement cuts.

 

If it were me, I'd wait for the statement to cut at zero before requesting the CLI, but it's Synchrony so I'm not sure that it matters.

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 2 of 5
vmcap
New Visitor

Re: Can an approved CLI from Synchrony force a credit report update?

Thank you!

Message 3 of 5
Anonymous
Not applicable

Re: Can an approved CLI from Synchrony force a credit report update?

You could always attempt an off-cycle reporting request.  I don't know how Synchrony would respond to it.  My guess is no just knowing how they are, but it never hurts to ask.

Message 4 of 5
vmcap
New Visitor

Re: Can an approved CLI from Synchrony force a credit report update?

Great idea! Thanks, will try.

Message 5 of 5
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