Can you guess what's wrong with this picture?

[credit_is_crack]

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@GApeachy wrote:

Now that's my kind of math!  

Exp.  It was 46% yesterday.

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LOL just epic 

[Anonymous]

Just CMS fluff software quirks going on here, something that can happen across many sources.

Several CMS services that I use include my mortgage (as they should) when showing my debt.  My mortgage may be at a balance of (say) $130k, where my CC debt reported at any given time may be at (say) $2k.  The CMS will show my overall debt as being $132k, but utilization still at 1%-3%.  This is actually very common. 

[GApeachy]

.

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@Anonymous 

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..........even though this is revolving debt only?

[GApeachy]

@Remedios   Is this what you were talking about?......this is DS's.  About 2k is his. The rest AU

[Anonymous]

Could it be there is an issue with EX? 

Mine shows:

Credit and Retail Card Debt

$26

Real Estate Debt

$0

Installment Loans Debt

$23,607

Collections Debt

$0

Total Debt

$23,775

USAGE 47% 

TOTAL CREDIT $7350

[GApeachy]

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@Anonymous wrote:

Could it be there is an issue with EX? 

I thought that too.....never seen it before so yeah, it looked weird, looked glitchy.

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After Remedios pointed out the utl% can be different in different places (not on mine) but on my son's it reflected that difference. I had to fresh pull his to see how his reflected 0% on some pages and 9% on his new 3b report.  It was interesting to find and see.  So maybe on my next 3b it will scold me again at 46%.

[GApeachy]

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@Anonymous wrote:

Just CMS fluff software quirks going on here, something that can happen across many sources.

Several CMS services that I use include my mortgage (as they should) when showing my debt.  My mortgage may be at a balance of (say) $130k, where my CC debt reported at any given time may be at (say) $2k.  The CMS will show my overall debt as being $132k, but utilization still at 1%-3%.  This is actually very common. 

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Okay, thanks.  Glad to know it's common but was a first for me and baffling.

[CreditInspired]

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@GApeachy wrote:

So, would this be a good time for an app spree?  Or should I wait for my scores to go to 850 in the morning?  I mean, somethings in my favor (though wrong).....Lottery Ticket run.

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Well yeah. Go for it 😂🤣😂🤣.

J O K I N G

[CreditInspired]

Uhoh LauraC. Sounds like you have some Gremlins 🤣

[Remedios]

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@GApeachy wrote:

@Remedios   Is this what you were talking about?......this is DS's.  About 2k is his. The rest AU

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Yup, it changes depending on where you look 

I no longer have any AU accounts, but it used to confuse the doodoo out of me when I had them