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Just CMS fluff software quirks going on here, something that can happen across many sources.
Several CMS services that I use include my mortgage (as they should) when showing my debt. My mortgage may be at a balance of (say) $130k, where my CC debt reported at any given time may be at (say) $2k. The CMS will show my overall debt as being $132k, but utilization still at 1%-3%. This is actually very common.
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@Anonymous
..........even though this is revolving debt only?
@Remedios Is this what you were talking about?......this is DS's. About 2k is his. The rest AU
Could it be there is an issue with EX?
Mine shows:
$26
$0
$23,607
$0
$23,775
USAGE 47%
TOTAL CREDIT $7350
@Anonymous wrote:Could it be there is an issue with EX?
I thought that too.....never seen it before so yeah, it looked weird, looked glitchy.
After Remedios pointed out the utl% can be different in different places (not on mine) but on my son's it reflected that difference. I had to fresh pull his to see how his reflected 0% on some pages and 9% on his new 3b report. It was interesting to find and see. So maybe on my next 3b it will scold me again at 46%.
@Anonymous wrote:Just CMS fluff software quirks going on here, something that can happen across many sources.
Several CMS services that I use include my mortgage (as they should) when showing my debt. My mortgage may be at a balance of (say) $130k, where my CC debt reported at any given time may be at (say) $2k. The CMS will show my overall debt as being $132k, but utilization still at 1%-3%. This is actually very common.
Okay, thanks. Glad to know it's common but was a first for me and baffling.
@GApeachy wrote:So, would this be a good time for an app spree? Or should I wait for my scores to go to 850 in the morning? I mean, somethings in my favor (though wrong).....Lottery Ticket run.
Well yeah. Go for it 😂🤣😂🤣.
J O K I N G
Uhoh LauraC. Sounds like you have some Gremlins 🤣
@GApeachy wrote:@Remedios Is this what you were talking about?......this is DS's. About 2k is his. The rest AU
Yup, it changes depending on where you look
I no longer have any AU accounts, but it used to confuse the doodoo out of me when I had them