A couple years ago my husband gave Capital One permission to speak with me about his account, and when he did it looks like they added me to his account without me or him asking for that to happen. Now I can't get Transunion or Equifax to remove it. I've disputed it online and they won't remove it. I don't really want to hav this on my report because it just adds to the amount of total amount of credit I have, and I don't want to have it there. I worry int he future when I want new cards they will think I already have access to enough credit and give me small limits. This card has a big limit and isn't super old so it doesn't really add to my age of accounts. Capital one has since taken me off as an AU, but the card still shows on my open credit lines (just not reporting recently and no activity).
How do I go about this? Since disputing the only one who removed it was Experian, although I think it shows at a "closed account" there. And open on the others.
