cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1/Walmart NR to EQ or TU

tag
redE2move
Frequent Contributor

Cap1/Walmart NR to EQ or TU

I just discovered that Cap1/Walmart is not reporting to Equifax or TransUnion. I wondered why my total credit line and credit score is significantly lower on EQ which prompted me to scan my report with a fine tooth comb. Is anyone else experiencing this?

Message 1 of 5
4 REPLIES 4
SoCalGardener
Valued Contributor

Re: Cap1/Walmart NR to EQ or TU


@redE2move wrote:

I just discovered that Cap1/Walmart is not reporting to Equifax or TransUnion. I wondered why my total credit line and credit score is significantly lower on EQ which prompted me to scan my report with a fine tooth comb. Is anyone else experiencing this?


No, I'm not. It reports like clockwork every month on all three credit bureaus.

 

Is the card new? If not, is this problem new? Was it reporting and then stopped? If the account is new, how new is it?

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 2 of 5
SUPERSQUID
Valued Contributor

Re: Cap1/Walmart NR to EQ or TU

My 3 cap 1 cards report every month to all 3 agencies.

If the card is new the reporting is funky the first couple of months.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 3 of 5
redE2move
Frequent Contributor

Re: Cap1/Walmart NR to EQ or TU

It's not a new card. The Walmart store card was taken over by Cap1 from Sychrony maybe a year or so ago. It's new to Cap1 but the account was bought from Synchrony.  My guess is since then it has reported this way. It's not a Walmart MC or Visa, just the store card. Not sure if that makes any difference or not. My Quicksilver/Cap1 card reports to all 3 CBs and my Synchrony cards report to all 3 as well.  I guess this may just be an anomaly. 

Message 4 of 5
FinStar
Moderator Emeritus

Re: Cap1/Walmart NR to EQ or TU

@redE2move - it could be some anomaly, but I don't think it matters if it's the store version or the MC reporting-wise. Mine reports to all 3 and it's life began with SYNCB as well. Is the card used every month or has it been inactive for a few months?

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.