Between yesterday and today, all 3B are reporting my oldest tradeline, a Cap1 account closed. I am happy to report that my FICO score didn't budge either up or down. I have enough of a cushion in my CL that my UTIL is not affected by the closure.
All of your accounts are less than two years old? I want to close my cap one but it is my oldest by a decade over my recent increase of cards. I won't miss the utilization, just don't want to drop the average age in case they take it off. Sucker has an annual fee.
@Anonymous wrote:Closed positive tradelines will stay on your report until they age off after (generally) 10 years.
This is what I am counting on. In seven to ten years, my plan is to have my credit file thick enough that when the Cap1 tradeline drops off it will be but a burp on my FICO credit scores.