Capital One Credit Limit Question

[Joebunaga]

For all of us with a relationship(good or bad) with Capital One, what was your starting CL versus what you have at present?

5/11 $500>$750(auto-CLI)>$1250(luv button)>$5k(FB complaint 9/13)

Whats in your wallet?

[Anonymous]

My cap one has been opened since 2/12 $300>$500 (6 mo auto cli) and there it has stayed.

I've hit the luv button several times with no luck.

I recently tried the EO and still not got no luv, even though I have cards will substantially higher limits and have never had a late payment on the cap one card

I guess they just don't like me

[gdale6]

03/10 Open 300, 12/10 auto to 700, 10/11 Auto to 900 been stuck there ever since and is currently SD, dont care about it, its my lowest limit. 5K is my avg CC limit.

[Ridewithme38]

9/2012 $500 ~ 2/2013 $750 ~ 2/2014 $3,750 ~ 3/2014 Upgraded from CapOne Platinum to CapOne QuickSilverOne

[CelticLady]

Card 1 - (1999) Starting CL $750 IIRC ->  $1200 from auto cli sometime in 2001 -> $2200 from auto cli sometime in 2004 -> Luv button denial 1/2014 -> Luv button success to $7200.

Card 2 - (10/2000) Starting CL $1000 -> $1500 from auto cli at same time in 2001 -> Luv button denial 2/2014 Have not tried again.

Card 3 - (5/2001) Starting CL $700 -> Never had a cli. Closed 11/2013 by me because of low limit and $5 monthly fee they would not remove.

Card 4 - (12/2001) Starting CL $1250 -> Never had a cli. Probably will be on chopping block next year because of $5 monthy fee they won't perm. waive.

These were my first cards post BK in 98. I never really asked for CLI until recently because I didn't know I could...

[peepers]

I have 2 Cap 1 accts, both opened Nov 2011 (one was a former HSBC that Cap 1 took over in 2013)

1.  starting limit $750, CLI to $1250 via EO in June 2013, CLI to $5000 via EO in March 2014 and product change to Quicksilver

2. (former HSBC card)  starting linit $500,  CLI to $750 sometime in 2012, CLI to $2,000 March 2014 via EO

[lg8302ch]

5K cash rewards VS 12/12 and now QS VS 10K 

wallet Europe = all no FTF cards

wallet US = 5% cards and Amex BCP, Citi AA

[mrgoattoo]

750 to 1250 to 4500 where its at now.

the wife started at 1250 and has had her card longer than I have and theyve never raised it for some reason. Her credit score is pretty much the same as mine.

[Joebunaga]

Hopefully more folks will chime in, but the trends I'm seeing are:

1. If you started with a low CL, you can fight your way up to ~$5k over time. But its a fight.

2. Once you make $5k, it'll likely be a struggle to go higher. Which isn't very different from when you had a low CL. $5k seems to be an average "high".

[yudeology101]

Product:   Cap1 Journey Credit Steps Program

Opened:   July 2012

Starting CL:   $500

1st CLI:   $250 ($500 to $750) on 7th statement (Auto luv)

2nd CLI:  September 2013 through EO:  $750 ($750 to $1500)  Also PC'd to QS w/ no AF

3rd CLI:  February 2014:   $3000  ($1500 to $4500) through Luv Button

Here's my current status w/ Cap1,  looking forward to breaking $10k by end of this year...I know it's a fight, but i know it can happen as Cap1 seems to be pretty generous lately.