I believe I had a capital one account years ago. It’s always been on my credit report, and it’s said that I missed a payment back in 2016. Also closed in 2016. Now it’s saying that I missed another payment in March of this year. I called capital one and they have no record of me having an account. They couldnt look me up from my SSN. Should I dispute with them and credit bureaus?
Yes I do have a recent 3 bureau credit report pulled on July 31st 2019. The card shows up on all 3 credit reports with a missed payment in 2016. But only equifax shows a recent missed payment in June of this year.