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CapitalOne Requesting Bank Statement & SS card

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ocheosa
Valued Contributor

Re: CapitalOne Requesting Bank Statement & SS card


@whoknows1 wrote:
No, I flew. There's no Saks store around here. I've never had an issue with Self Employement. Only thing I can think of is maybe my income. Though not much, it's a bit shy of 400k.

@whoknows1 , I've been asked for bank statements for business cards/cli's and didn't have a problem providing them. If the past 3 months don't show a revenue stream, (doesnt have to be exact, some businesses are seasonal)  I would include a current P&L statement. Could even use the P&L pages from last year's tax return. I don't provide tax transcripts to banks for credit cards but I have been asked for my schedule C (sole prop) for business funding and had no problem with that since it doesn't show personal information. Of course, everyone has their own line in the sand. Good luck with your application!

[7/24] Scores 8/9: 700-800s. Util: 1%. Inq/12: EQ 0, EX 2, TU 2. AoOA=15.11y, AoYA=11m.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 11 of 14
7774x
Established Contributor

Re: CapitalOne Requesting Bank Statement & SS card


@whoknows1 wrote:

It's just so strange - I've always paid my cards on time in full. I use it like charge cards. I've never had any other banks doing this. And my credit score is 795's. No debt other than a student loan. SS is hard because I don't have a copy and nearest SSA is two hour drive away... It's just so invasive, I'm literally giving out all my info for a identity fraud.


 Order a new SS card online .. takes 10 days / 2 weeks 

Message 12 of 14
whoknows1
Valued Member

Re: CapitalOne Requesting Bank Statement & SS card

Ah ok, just seems very strange asking for DL/SSN card/Bank statement. Never had that happen ever.
Message 13 of 14
DONZI
Established Contributor

Re: CapitalOne Requesting Bank Statement & SS card

Isn't it equally strange someone would fly to another place in order to apply for a Sak's credit card?  I'd consider that to pickup my invite in person to Centurian or JPM Reserve cards, maybe.

 

..nevermind. Ran across your other message, I assume now it was just a stop off while busy in LV. Smiley Wink

uh, don't they want a SS card when someone takes possession of considerable winnings?

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[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 14 of 14
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