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Car Pymt with CC?

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Super Contributor

Car Pymt with CC?

Can car pymts be made with a CC? Without a fee?

-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Nov 2020, Clean/Thick/Mature/No New Account Scorecard (EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
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Community Leader
Super Contributor

Re: Car Pymt with CC?

Without a fee? No

With a fee? Yes, depending on the card

2020 is like a steak cooked well-done that needs to get out of my face. - @imapharmacygirl
Message 2 of 7
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Super Contributor

Re: Car Pymt with CC?

@simplynoir Thank you for responding.

How low a fee can be found?
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Nov 2020, Clean/Thick/Mature/No New Account Scorecard (EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 3 of 7
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Senior Contributor

Re: Car Pymt with CC?

I'm guessing Plastiq at 2.5% as you can opt for them to send a check to your Lease holder.

Since these places are not set up for most mobile pay methods, and generally need routing and account number to transfer funds.

It's tough to find "alternative" ways to pay them. 






Message 4 of 7
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Community Leader
Super Contributor

Re: Car Pymt with CC?


@simplynoir wrote:

Without a fee? No

With a fee? Yes, depending on the card


+1

And it also depends on the lender. Some won't let you pay with a CC--fee or no fee. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 5 of 7
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Community Leader
Senior Contributor

Re: Car Pymt with CC?


@Janus wrote:

I'm guessing Plastiq at 2.5% as you can opt for them to send a check to your Lease holder.

Since these places are not set up for most mobile pay methods, and generally need routing and account number to transfer funds.

It's tough to find "alternative" ways to pay them. 


Agreed. Plastiq is probably your best bet. Some cards can't be used, though. I believe Disco and MC are the options at the moment unless something has changed recently. The fee would be 2.5%. 

Discover It: 19.7k
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~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 6 of 7
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Super Contributor

Re: Car Pymt with CC?

Thank you for your responses; that's what I was afraid of, LOL.
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Nov 2020, Clean/Thick/Mature/No New Account Scorecard (EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


RIP:
(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 7 of 7
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