Couple updates:
sept 1: time since negative has hit 4 months- FICO 2went up from 589 to 591, FICO 8 from 654 to 658
sept 5: Experian removed AU account from report per dispute, FICO 2 went down 591 - 587 (gained 12 points when added AU last month) FICO 8 went from 658 to 641
should have another update tomorrow as cap 1 reports new credit card at 0 and maybe puts AU account at 0 back on(since I added it back on before the statement cut). But for me adding the AU account adds bonus points since I have 2 ccs now and a store card and performing AZEO with credit card and not store card or AU card. May have to wait until mid sept when 15% card utilization will be at 3-5%. Still trying to find the missing 20+ utilization points from June. Also, utilization hit Exceptional rating!
