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I just got a secure message on my Slate account that they will stop providing their current "Slate Credit Dashboard" that displays the Experian FICO score on June 9, 2019. They are pushing their Vantage based "Credit Journey" instead. While Amex still provides a FICO score with some cards, they seem to be de-emphasing that too in favor of their Vantage based "MyCredit Guide", I wonder if they will follow by dropping the FICO. That also leads to the question of whether other card providers that currently give monthly FICO scores will move away from that.
Another way for banks to cut costs is all this is. FICO scores are more expensive to obtain then vantage.
Almost every major bank provides a FICO score monthly. The list is extensive.
3 of my 9 credit score access points are now Vantage based scores.
@Shadowfactor wrote:Another way for banks to cut costs is all this is. FICO scores are more expensive to obtain then vantage.
Certainly so, that's what leads to the question of whether this will spread.
It is still allowing access to the Vantage Score through transunion through Chase Credit Journey. Don't know what happened but it's pretty inconvenient, so keep this in mind if your reading other posts that state you have access to the FICO score through Chase cards.
Chase??? Using Vantage for internal scoring and CLI's???
That's it... I've had enough internet today.
@ChargedUp wrote:Chase??? Using Vantage for internal scoring and CLI's???
That's it... I've had enough internet today.
Chase has been using them for years along with EX and EQ fico 8.
@Revelate wrote:
What FICO Open Access offered is if a lender pulled a FICO score as part of their account reviews on existing customers, they could provide that score free of charge to the customer directly.
A lot of lenders took advantage of this, but with some lenders stepping away it means something concrete:
They are no longer pulling a FICO score for their account reviews.
They could provide that score free of charge or they have to provide that score free of charge? If they have to, I agree with what you said above. If providing the FICO score that they pull is simply an option, I don't see why they could just opt to not provide it? That being said, this doesn't mean that FICO scores are no longer being pulled necessarily, simply that they aren't being provided to the customer no?