Re: Check your Credit Sesame updated

txmomma26 · ‎05-06-2013

Up 9 to 655 - which really is probably close to accurate (within 10 pts or so) for my EX, based on a CC app from a month or two ago.

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board

scarzy · ‎05-06-2013

Mine hasn't updated yet!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

starry1 · ‎05-06-2013

Mine was supposed to update on the 4th and it still hasn't.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)

isoldmyatlas · ‎05-07-2013

@starry1 wrote:
Mine was supposed to update on the 4th and it still hasn't.

Same here!

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

lifeisgreat · ‎05-07-2013

So I read about Credit Sesame on the forums as another FAKO tool for monitoring. I use Credit Karma and the MyFico Quarterly Watch, so why not see where this program has me. Amusingly enough, it showed 664 today. I found this amusing as my Credit Karma is only about 10 points different than the MyFico score last month (both on the same day). Am I right that Credit Sesame is a FAKO for Experian?

Starting Score: EX 573; EQ 489; TU 521 (Lender Pulled 7/12/11)Current Score: FICO TU 615 (4/3/13); FICO EQ 585 (5/12/13)Goal Score: 725
Take the myFICO Fitness Challenge

namvet · ‎05-08-2013

Updated this morning!

petarap · ‎05-08-2013

Got updated today morning.

Got an email saying that I received Excellent badge. Score shows 749 ( +60 from last month).

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Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
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AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000

ecalmese · ‎05-08-2013

since credit sesame uses experian. what do you all think the real disparity is between a true experian score and a credit sesame score? my credit sesame score is at 633. but my Fico TU is a 620 and my FICO EQ is a 554

Started January 2013 in the lower 500s
Scores (as of January 2014) Equifax 630 | Experian 646 | Transunion 674
With the help of you all; I am working my way to the 700 club!

petarap · ‎05-08-2013

@ecalmese: It has been said in this forums that people can't get their Experian FICO score anywhere. You can only get EX FICO Score when lenders pull it. The Credit Sesame score is non-FICO Score.

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000

namvet · ‎05-08-2013

@petarap wrote:
@ecalmese: It has been said in this forums that people can't get their Experian FICO score anywhere. You can only get EX FICO Score when lenders pull it. The Credit Sesame score is non-FICO Score.

This is true.
Credit Sesame is not a real Fico score but it close to the real Ex fico. This is based on my own score and surveys of others.

Check your Credit Sesame updated

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