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Citi FICO score update

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Valued Member

Citi FICO score update

Hi, 

Anyone who uses the Citi app to check your FICO score, did you receive your update this month? It has consistently updated every month around the 22nd-25th/last week of the month, but I haven't gotten any updates this month. 

Would be great if someone else who monitors with the app can let me know if they received the update.

 

Thanks!

30 REPLIES 30
Community Leader
Senior Contributor

Re: Citi FICO score update

Mine hasn't updated since 4/23/19.

EXP 753 TU 781 EQ 733
Message 2 of 31
Valued Member

Re: Citi FICO score update

exact same!

Message 3 of 31
Frequent Contributor

Re: Citi FICO score update

Same here.  That's my favorite score since it runs higher due to being FICO 8 Bankcard and scaled to 900.  Haha.  Hopefully they update it soon.




Message 4 of 31
Established Contributor

Re: Citi FICO score update

I didn't realize it was FICO 8 Bankcard instead of just FICO 8. That's kind of a bummer, IMO. I would rather compare apples with apples.

 

But to answer the question, somewhere Citi has text that says that after they receive the FICO score, they take about 10 days to verify it before showing it to you.

 

What verification could Citi do to a FICO score? Who knows? Probably just an excuse for some inefficiency in how they data is received or deployed, rather than a real reason. But I'd expect the new score to show up in the next few days.



FICO 8 scores are deceptively high. My profile is very young with a lot of recently opened accounts and large number of inquiries. No derogs. Over 5/24 until summer 2021.

Authorized user / Corporate

Closed but still on reports: ExxonMobil, $950, 10/08-02/11 (Equifax only) | Citi secured, $200, 045/19-09/19 | Capital One secured, $300, 04/19-08/19 | My Jewelers Club, $5,000, 05/19-08/19 | Green Dot Primor, $300, 05/19-08/19 | Unsecured personal loan from Coastal, $1,000, 05/19-08/19.

Goal cards: Ducks Unlimited, Chase Sapphire Reserve (or Preferred, haven't decided). Increased CLs across the board.
Long-term goal: Legitimate 770s on EX/EQ/TU, able to qualify for most normal credit products. Prime-rate mortgage.
Message 5 of 31
Regular Contributor

Re: Citi FICO score update

Mine hasn't updated since April.

FICO 8 EX 764 TU 784 EQ 787
FICO 9 EX 771
Garden since Aug 2019
AMEX - Platinum, BCE, Delta Platinum, Simply Cash Plus (Business)
Barclay - AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - AAdvantage WEMC, PLOC
Discover It Miles
TD Ameritrade Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
BBVA Compass
Message 6 of 31
Valued Member

Re: Citi FICO score update

Oh that's so unfortunate. It's actually my lowest score; I never knew why, but now I know. Any idea what the Bankcard number weighs higher compared to the normal FICO so I can get a sense of what areas I'm weaker in? haha

Message 7 of 31
Community Leader
Senior Contributor

Re: Citi FICO score update


@toruchina wrote:

Hi, 

Anyone who uses the Citi app to check your FICO score, did you receive your update this month? It has consistently updated every month around the 22nd-25th/last week of the month, but I haven't gotten any updates this month. 

Would be great if someone else who monitors with the app can let me know if they received the update.

 

Thanks!


Nope, not since 4/23. I guess Citi is too busy sending out tons of emails to customers telling them they can try and pre-qualify again (something about a glitch in their system) with the caveat that "it doesn't mean you'll be qualified nonsense." Smiley Mad

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 8 of 31
Established Contributor

Re: Citi FICO score update

As others have implied, they display the score about 10 days after they "receive" it.  Mine too currently shows 04/23/19.  I expect it to show 05/23/19 in 2 to 3 days.   The reason they give for this delay is to "verify the information is correct".  That's dubious.

 

 

 

 

050719:     
101319:     

A regretful expert. I have repaired before, I will repair again. My current goal is 670 FICO08 across the board by November 2019.
Message 9 of 31
Frequent Contributor

Re: Citi FICO score update

Mine also was last updated 4/23. Usually it’s not until after the first of the month that it updates for me



Message 10 of 31
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