cancel
Showing results for 
Search instead for 
Did you mean: 

Citizen One Loan through Apple

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Member

Citizen One Loan through Apple

I recently purchased a phone through apple as part of the iPhone upgrade program and had some questions about the loan they provide through Citizen One. 

 

I understand this is a 0% unsecured 24 month loan, so I am assuming it will show up on my credit report? 

 

Currently I have two credit cards, an auto loan, and now the iPhone financing. How much of an impact will this make on my credit score in the next two years? (positive)

I'm assuming this will drag my AAoA down or am I incorrect? 

 

Please excuse my naive questions, thanks!

Message 1 of 3
2 REPLIES 2
Senior Contributor

Re: Citizen One Loan through Apple

You get the HP but it doesnt report as of a couple yrs ago. May have changed. But my Pixel 2 XL doesnt report from Verizon.

https://ficoforums.myfico.com/t5/General-Credit-Topics/iPhone-Loan-not-showing-on-Credit-Reports/td-...





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 3
Member

Re: Citizen One Loan through Apple

My iPhone through them doesn't report either.
Financed it about 1.5 years ago.
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.