cancel
Showing results for 
Search instead for 
Did you mean: 

Cloned credit card abroad

tag
Anonymous
Not applicable

Cloned credit card abroad

Hi everyone!

I tried to look for a similar topic but I couldn't find anything so here it is... My credit card (Capital One) got cloned somewhere in Europe. Plus, it was rejected a few times. I want to know if anyone got a similar experience. It is the only credit card I have here and it is kind of nightmare everytime a I want to pay, Im afraid something will happen.

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Cloned credit card abroad

Did you already contact Capital One to tell them about this situation and replace your card (with a new card number)?

Message 2 of 13
StillKicking
Contributor

Re: Cloned credit card abroad

Happened to me once (Not recently) but Cap1 contacted me about it within 10 minutes of attempted use/declined in Europe. Simple as it could be. They sent a new card, all was good.

Fico 8 Scores 10-19-20
Message 3 of 13
HighAchiever
Established Contributor

Re: Cloned credit card abroad

Welcome new visitor!!! Sorry to hear of your troubles! ☹️ Hopefully you have contacted Capital One to have your card number replaced as suggested above. Plus if your scores and profile allow it, you want to get another card from another creditor. That will give you piece of mine without all your eggs in one basket. 🤷🏻‍♂️

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge

Inquiries: Experian - 4 | Equifax - 3 | TransUnion - 3



Message 4 of 13
CramEiko
Established Contributor

Re: Cloned credit card abroad


@Anonymous wrote:

Hi everyone!

I tried to look for a similar topic but I couldn't find anything so here it is... My credit card (Capital One) got cloned somewhere in Europe. Plus, it was rejected a few times. I want to know if anyone got a similar experience. It is the only credit card I have here and it is kind of nightmare everytime a I want to pay, Im afraid something will happen.


My BoA Debit card was physically created out of thin air while sitting in my safe at home. Not once ever used, not once, my Debit card had been sitting in my safe. When I called the fraud department, they said that the card was physically swiped. I live in TX and it was used at a market in NJ. So, you can never be to safe with your stuff. Awareness is the #1 protection you have.

 

Good Luck!





Updated Feb 2023:
Citi Double Cash: $26,300
Citi Costco: $33,800
PenFed Power Cash: $50,000
Chase Freedom Unlimited: $33,400
NFCU Cash Rewards: $29,000
BoA Unlimited Cash: $99,900
Wells Fargo Active Cash: $50,000
Citi AAdvantage Executive: $30,500
Wells Fargo Mortgage 30yr fixed 3.625%

Business Cards:
BoA Business Advantage Unlimited Cash: $8,000
Chase Ink Business Unlimited: $75,000
Chase Ink Business Unlimited: $75,000

RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold | BoA Custom Cash | Lowes | Barclays Aviator Red
Message 5 of 13
Anonymous
Not applicable

Re: Cloned credit card abroad

I had it happen to two different Canadian cards, one of which has never left my home and only been used a couple of times online, both within a few days of each other two weeks ago.

Message 6 of 13
Anonymous
Not applicable

Re: Cloned credit card abroad

Yes, of course I did. The problem -now- is that a new card is arriving to my address.... And I'm not gonna be back in a while, so that's why I wanted to know if sb else had a similar problem ---to see other resolutions and... not to feel alone on this Smiley Sad

Message 7 of 13
Anonymous
Not applicable

Re: Cloned credit card abroad

omg 
This defenitly makes feel better lol 

How could that happen? 

Message 8 of 13
OmarR
Established Contributor

Re: Cloned credit card abroad


@CramEiko wrote:

@Anonymous wrote:

Hi everyone!

I tried to look for a similar topic but I couldn't find anything so here it is... My credit card (Capital One) got cloned somewhere in Europe. Plus, it was rejected a few times. I want to know if anyone got a similar experience. It is the only credit card I have here and it is kind of nightmare everytime a I want to pay, Im afraid something will happen.


My BoA Debit card was physically created out of thin air while sitting in my safe at home. Not once ever used, not once, my Debit card had been sitting in my safe. When I called the fraud department, they said that the card was physically swiped. I live in TX and it was used at a market in NJ. So, you can never be to safe with your stuff. Awareness is the #1 protection you have.

 

Good Luck!


I don't use debit cards, but I take it a step further (after destroying the card) and I logon to my bank's website and block/lock the card. If a bank doesn't offer this, than I switch banks.

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 9 of 13
OmarR
Established Contributor

Re: Cloned credit card abroad


@Anonymous wrote:

omg 
This defenitly makes feel better lol 

How could that happen? 


Someone either has access to the database and sells the info, or someone hacks the database.

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.