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Hi,
I recently got married and am going through the whole 'Name Change'. Which is proving to be an interesting situation.
I am also working on paying off all of my debt and have recently checked my credit history to ensure I have all of my debt, past and current, up to date or paid off. Everything is current.
The problem?
I have two credit cards, both of which are closed and both of which have a balance on them. (One is about a grand, the other is closer to 5 grand) As far as I know, they do not show up on my credit report. I am wondering if I should go ahead and change the name on the accounts to my new name? Or, since I am planning to have both paid off within a year, two years tops if I should just let them be?
No matter where I've looked I have not been able to come up with a definite answer to this.
Suggestions? Help?
Welcome to the forum
Not sure of the answer but those closed account with balances will result in a scoring ding
I'll also ask that your question be moved to rebuilding forum to better help
Best wishes
It appears I have answered my own question after more research. Thanks anyway!