Ha!! Well I just called to close it and they said "Noooooo!". Ha!! Well not quite but they did transfer me over to a Manager and....a new card with NO Annual Fee.
So from the last time I called to now they must have changed their ways. I wonder if others were calling in and closing accounts too. So they wised up.
They didnt lower the APR but said I can call back in 2 months and see. I wont be using the card but its nice not to have to close it.
Maybe this info will help someone!