I received a letter from RJM regarding a Victoria Secret's account. The letter states that they are my new Creditors. The letter states/shows- Date open 7-1994 and Last payment 10-2001. I do not have record that paid this, but I am very confident that I paid off in 2001 and closed the account; further more, neither of the reporting agencies show this account or charge off from VC or RJM.
What do you suggest, I do?
Thanks