Collections on CR

[Anonymous]

I just signed up with Score Watch. I also pulled my 3 reports from the Annual CR site. I have 12 collections on my CR. Most are from 2000 or 2001. Some are medical bills. I can pay them, but would it help my credit score at all? Is it better to wait for them to 'fall off'? Is that even possible for them to 'fall off' within 7-10 years? I do have a few from 2006 that I can pay off and would like to.

[Anonymous]

get them to PFD.

[Anonymous]

Thanks Irvin. So if I'm understanding this right, I can contact the collection agency and tell them I'll pay if they delete it off my credit report?

[Anonymous]

I just found the thread on PFD. Thanks again!

[fused]

---

NicoleKC wrote:
I just signed up with Score Watch. I also pulled my 3 reports from the Annual CR site. I have 12 collections on my CR. Most are from 2000 or 2001. Some are medical bills. I can pay them, but would it help my credit score at all? Is it better to wait for them to 'fall off'? Is that even possible for them to 'fall off' within 7-10 years? I do have a few from 2006 that I can pay off and would like to.

---

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654