lkcornish wrote:Hi everyone! I have a quick question- I have heard both ways that it will help, and won't make a difference.Will paying all of the negative collections on my credit reort off raise my score?? I have all positive history for the last 12 months but about 5k in collections. I'm trying to raise my score, and don't know if paying these collections off will make a difference??? Yes or No??? Help me answer this weighing question?!!Paying collections will not increase the score as they are still considered for the likelihood of defaulting on a debt. It will show favorably when applying for new credit though as lenders do see that you still owe money yo have decided not to pay.
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GetLifeBack wrote:Ok, I need help. I have a collection that I just paid and I want it removed cause it is lowering my score. I called the collection agency and asked about the debt and it was a non-payment of a co-pay for my son at the emergency room. The reason that it went to collection was the they had a incorrect address that they were sending the bill to. Therefore I was not able to get the bill and pay it and was not aware of the bill nor the collection until I pulled my credit report. I tried to talk to the collection agency and ask them being that I have paid the collection could they remove it from my credit report and they denied me. What can I do to get this removed from my report?I would dispute it as never recieved. I would include the address that the bill was sent to and my urrent mailing address as far as at the time of notification. I did have one successfully removed this way