I am noticing that certain Credit Card companies are requesting my complete SS# for Pre-Qualifying for credit. If I do this does this count as an HP or an SP?
@Anonymous wrote:I am noticing that certain Credit Card companies are requesting my complete SS# for Pre-Qualifying for credit. If I do this does this count as an HP or an SP?
Its still a soft pull.
Yep. Soft pull.
It could be either, depending upon their individual practices.
Any consumer inititated request for credit is a permissible purpose, permitting a hard inquiry. They might code as soft. Ask them...