Just information.
I joined Credit Karma on Sept. 27, started with a 689.
Just checked today and now at 765.
I can only attribute the increase to reduction in balances(Utl) and getting a few CLI's with softs.
I am amazed how much of an increse in score just based on that alone.
Just a comparison, on 10-1 Myfico TU was 690 and on 11-12 Myfico TU is 712. On 9-28 Myfico EQ was 710 and on 11-2 Myfico is 743.
So not that bad for a free service.
Thank you to this board for all the information.
I am hoping to reach the 800 club in the next few months.
About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
