Credit Karma... are you drunk?!

[Little_Lulu]

Just logged in to my sister's credit karma account (Don't worry, I have permission) and I see this - 

There are 10 accounts with late payments reported in your payment history.

Accounts Type Status Total Late Payments Payment Status Reported By

DPT ED/NAVI	Student	Open	17	Past Due	TransUnion
CB/EXPRESS	Credit Card	Open	1	Past Due	TransUnion
DEPT OF ED/NAVIENT	Other	Open	1	Past Due	Equifax
DEPT OF ED/NAVIENT	Other	Open	1	Past Due	Equifax
DEPT OF ED/NAVIENT	Other	Open	33	Past Due	Equifax
DEPT OF ED/NAVIENT	Other	Open	20	Past Due	Equifax
COMENITY BANK/VCTRSS	Other	Open	1	Past Due	Equifax
DISCOVER BANK	Other	Open	1	Past Due	Equifax
CAPITAL ONE BANK USA	Other	Open	1	Past Due	Equifax
CAPITAL ONE BANK USA	Other	Open	1	Past Due	Equifax
NAVY FEDERAL CU	Other	Open	1	Past Due	Equifax
COMENITY BANK/EXPRES	Other	Open	1	Past Due	Equifax

What the freaking heck. I almost flipped out on my sister... I thought she let her accounts go past due, AT FIRST. Turns out it's just a fluke on credit karma's behalf.

[coldnmn]

Unfortunately sometimes you get what you pay for. They are adding EQ to TU that may have something to do with mistakes when updating accounts.

[Kirmie2010]

Yeah they got me good when i was trying to figure some stuff out on my report

If I check a freebie report  somewhere else I see dates and times and amounts for my judgements, credit karmas new report for me has blank info for every judgement even filing status.  I think they are still tweaking it even if you already have it on there.  Or these reports are horribly innaccurate and missing bits of info and its supposed to be that way, ya never know

[Anonymous]

I saw the same thing on mine!  They told me that I was late on 2 new cc's that I haven't even received the bill for yet!  I was not happy. 

[xnxo]

Glad I saw this before I logged on today! I would've flipped out.

[Anonymous]

Happy New Year Everyone!

I have both Credit.com and CreditKarma.com for reviewing my stuff.. The Credit.com site is actually a pathetic attempt to SELL you monitoring. You get NOTHING not even a preview of your credit or anything of the like(including credit cards). They told me my score went up to 757 today and said that my debt decreased but would not show me anything specific.

As for CreditKarma.com, I LOVE THIS SITE! I have had in the past a small issue with incorrect reporting and contacted them to have it remedied immediately. They show you your credit report from TransUnion and you can link all your accounts, ie.. credit cards etc. The score that they give is 685 as of today (1/1/15) and this is what my bank uses. I won't leave this website unless something drastic happens. They have already updated a dispute from Tue of this week where I had an OLD account still showing.

Just thought I would chime in.. I like the site and I will advocate the use of it for now.

Shadow65281

[cassett]

creditkarma just switched me over to the TU and EQ scores and the same thing happened to me. Its showing all of my student loans as past due on my equifax report. 

So i quickly checked my official equifax report and it shows pays as agreed.

Crazy creditkarma

[Revelate]

Don't stress, it'll be sorted in their software eventually but you'll be fine next month from the sounds of it.

[shoo]

I may make a separate post, but looking at CK, it says I have 6 inq in the past year on TU and 7 on EQ. All of this I thought to be true until I bought my fico scores today and there are only 3 across all bureaus. Do y'all know if CK shows soft inquiries too or something?? 

[elim]

mine never glitched and i'm loving the new CK!   if they add EX in time... we are golden!