Credit.com starting new monitoring product

[Anonymous]

I signed up for it, and although I had a sense of where my scores were, I am still humbled. Equifax isn't availible yet, but my F09 version is about 60 points higher than the others due a $400 revolver closed in 2008.

[Anonymous]

How often does it refresh the 3Bs?

Does it have rolling F8 updates like MF?

[FlaDude]

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@Anonymous wrote:
How often does it refresh the 3Bs?

Does it have rolling F8 updates like MF?

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According to the original email invite, they refresh 3B scores and reports monthly. So far I haven't seen any alerts or score changes. They had sent me an email asking for feedback so I suggested that they would not be competitive with MF if they didn't do that, I haven't heard back. FWIW, they seem to feature F9 scores so if they did continuous updates, they might be F9 instead of F8.

I'll post if I hear back from them or if I see anything else of note.

[Iusedtolurk]

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@FlaDude wrote:

I just got an email from Credit.com, they are starting a new 3B FICO score product. It will undercut existing ones at $25/mo, and I was offered early access pricing at $5/mo for the first year.

https://www.credit.com/extracredit/ambassadors.html?utm_source=ecambassador&utm_medium=email&utm_cam...

I assume the intro offer is sort of a beta test, the email included this:

*Extra Credit is in the testing and validation phase. Some features may not yet be available. Those features will be available soon.

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I got an 2nd email yesterday after receiving the first one about 2 weeks ago that stated sign up for the waitlist (with no discounts).

This one is for the beta for 5$.

Anyone having the new product has Equifax been activated yet (you can find Trans and Experian Fico/Vantage scores all over the place but Finding Equifax scores are super limited) and are their daily updates for any of the bureaus?

[FlaDude]

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@Iusedtolurk wrote:

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Anyone having the new product has Equifax been activated yet (you can find Trans and Experian Fico/Vantage scores all over the place but Finding Equifax scores are super limited) and are their daily updates for any of the bureaus?

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So far no to both.

[Iusedtolurk]

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@FlaDude wrote:

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@Iusedtolurk wrote:

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Anyone having the new product has Equifax been activated yet (you can find Trans and Experian Fico/Vantage scores all over the place but Finding Equifax scores are super limited) and are their daily updates for any of the bureaus?

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So far no to both.

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Thanks for the update. So far with what's offered I think I will hold on to my five bucks right now. Don't really need another product that I can only check for updates every 30 days.

[Wavester64]

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@Iusedtolurk wrote:

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@FlaDude wrote:

I just got an email from Credit.com, they are starting a new 3B FICO score product. It will undercut existing ones at $25/mo, and I was offered early access pricing at $5/mo for the first year.

https://www.credit.com/extracredit/ambassadors.html?utm_source=ecambassador&utm_medium=email&utm_cam...

I assume the intro offer is sort of a beta test, the email included this:

*Extra Credit is in the testing and validation phase. Some features may not yet be available. Those features will be available soon.

---

I got an 2nd email yesterday after receiving the first one about 2 weeks ago that stated sign up for the waitlist (with no discounts).

This one is for the beta for 5$.

Anyone having the new product has Equifax been activated yet (you can find Trans and Experian Fico/Vantage scores all over the place but Finding Equifax scores are super limited) and are their daily updates for any of the bureaus?

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I just checked now and it looks like EQ reports are now LIVE! 

[FlaDude]

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@Wavester64 wrote:

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I just checked now and it looks like EQ reports are now LIVE! 

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I just got an email saying that EQ scores are available. Still no live updates or response to my feedback to them.

[joltdude]

Im late to this thread since i havent been in this subforum in awhile..

I took them up on the 5$ deal.. and as someone mentioned before me.... they enabled Equifax in the past day or so..

So yes.. you do get 28 FIco scores a month....

Now i have all three (and the rest)  reliably and in one place..

826 TU, 832 EX, 829 EQ =) albeit they use Fico 9 for the (main) score or so it seems...

=)

-J

[Iusedtolurk]

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@joltdude wrote:

Im late to this thread since i havent been in this subforum in awhile..

I took them up on the 5$ deal.. and as someone mentioned before me.... they enabled Equifax in the past day or so..

So yes.. you do get 28 FIco scores a month....

Now i have all three (and the rest)  reliably and in one place..

826 TU, 832 EX, 829 EQ =) albeit they use Fico 9 for the (main) score or so it seems...

=)

-J

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I know the free report from credit.com does not update if you have a lock or freeze on your credit reports.

Does this new monitoring service Extracredit update when you have a lock or freeze on your reports or do you have to unlock/unfreeze them for it to update?

I know the free creditscore from Discover also doesn't update unless you remove the Lock/freeze on your reports.