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motoracer wrote:I know ive got 1 freaking late this year it was with Harley Davidson I was in Iraq for 2 months, Im single so I had no one to make the payment for me. I sent a GW letter to HD and it was a big no!! dand it!!
crocpa wrote:You can always dilute the effects of it though. My Sallie Mae report is showing 2 90 days past due. I've diluted it with 12 other installment accounts. All have been paid I might add. By the way, since I'm here....got a credit watch alert today. Score went up to 728! I'm starting to have a hunch that maybe the FICO formula has a build in delay. Only a hunch though. Sometimes I do good things like pay down debt with no immediate effect to my score when it's posted at the CRA. A couple of weeks after it's posted, bam my score changes.
motoracer wrote:
I know ive got 1 freaking late this year it was with Harley Davidson I was in Iraq for 2 months, Im single so I had no one to make the payment for me. I sent a GW letter to HD and it was a big no!! dand it!!