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These people WANT to keep us in debt. I want 000000000000000 debt; not a great credit score. Credit scoring is a sick fraudulent joke.
Moderator Edit - Please read the PM I sent
Irish80
MyFICO Moderator
Cool story!
@BlackEagle1 wrote:I want 000000000000000 debt; not a great credit score.
I would think you'd rather have both, which is super easy.
Those that overreact to the scoring penalty for all cards reporting 0 balances or having no open installment loan that cry it must mean we're all being forced to keep debt need to pump the brakes. All it takes is $1 reported on a revolver and $1 reported on an installment loan, so $2 of "debt" to overcome those ~40-55 points lost. Two bucks is not the man holding anyone back or thrusting anyone into debt.
@Anonymous wrote:
Oh man...I missed the edited part.
LOL! So did I.
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