CreditCheckTotal 50% Offer

909 · ‎12-25-2016

You are correct. Thanks.

Fico 8 Scores
7/2020: EQ - 842; TU - 832; EX - 848
10/2017: EQ - 823; TU - 835; EX - 824
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 670
5/2014: EQ - 653
11/2013: EQ - 645
05/2013: EQ - 656
11/2012: EQ - 646

Eight CCs ($179,500 CL, 0%-1% UTIL)
AoOA = 18.6 years, AAoA = 60 mos., AoYA = 18 mos.
One mortgage, one HELOC, no car loans.
Derogs from 2009 and 2010 now gone after 7 years. I started paying attention to credit scores in about 2014. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011

Anonymous · ‎12-26-2016

Almost every time I've cancelled by the automated system over the phone. During off-hours (say middle of the night) I've found it to be 50/50 on if you get the automated system or it will say it's after business hours, call back the next day. Usually when this happens, I just call the next day and get the automated system again. Once the automated system was down and I did cancel with a human being (that I could barely understand). One time however I did cancel via email since it was the middle of the night and for whatever reason I didn't have the time the following morning to do it and it was my final day. Because of this I usually just cancel a day or two after I sign up now rather than waiting the full 7 days.

Re: CreditCheckTotal 50% Offer

Re: CreditCheckTotal 50% Offer