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CreditCheckTotal

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Credit_hawk
Established Contributor

Re: CreditCheckTotal

Equifax and Experian both provide daily pulls for the same price.

Yes it's true you can get Experian from 15 down to 9.99
FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 761 of 1,049
baller4life
Super Contributor

Re: CreditCheckTotal


@Anonymous wrote:

@CH-7-Mission-Accomplished wrote:

 

I wonder if they did this after receiving thousands of cancelation requests from the $1 offer from myFICO and CB members in order to get the half-price deal.  

Maybe CCT figured if they could get all of us to cancel our half-price accounts, they could later add back more 3B pulls and get the full $30/month?  I note that myFICO has never offered these half-price retention offers.  Just a thought.


I was thinking that too. We'll see how it plays out over time.

 

I'm still having a hard time grasping that no one offers a service with daily pulls. I get that it would have to be expensive given all the parties who would need payouts to provide it, but I would think someone would just price it accordingly to get those few willing to pay for it. It doesn't seem like it would cost them much more to take their existing system and add that high end tier to their service offerings for whoever is willing to pay it.


If you have an Amex you can get daily pulls from all bureaus through Credit Secure. 

Message 762 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal

CCT should and could honor their commitment to their existing customers, but not give the same terms with anyone else signing up after yesterday. That would be the best of all worlds and a testament to excellent customer service. Until the past couple of days, EX was exemplary compared to the other two, especially EQ. 

 

CCT is still a deal compared to myfico.com 3B quarterly report which is a joke. And the pathetic way you get or don't get updates caused me to cancel myfico. 

 

EX CT was/is a good product. Their ap is excellent. I cancelled it last month and miss the ease of daily review and updates. And yes it was $9.99/month with daily Fico 8 updates and pulls. It got or gets a bit obsessive to check multiple times in a day. I would even wake up and the first thing I did was cjeck the app on my phone to look at EX CT. 

 

CCT could integrate with EX CT and offer it was a slightly higher price. In all, daily EX pulls and once a month for TU/EQ is still the best bargain out there. 

 

Amex Credit Score offers PLUS Scores and not Fico scores. I got their offer in the mail 3 weeks ago, and just now opened the envelope. Yep, they're Fako not Fico scores. 

 

I'm not pleased with CCT and EX, but they still offer the best deal with real scores if you want to monitor for yourself. I don't want to wait until my score updates with Amex or Barclays or Discover. I find that too slow. I need a card with EQ. 

Message 763 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal


@baller4life wrote:


If you have an Amex you can get daily pulls from all bureaus through Credit Secure. 


I wasn't aware they were daily pulls, that makes it tougher to resist my Amex prequal. Though they give Plus scores instead of Fico, that's not exactly what I was thinking of, but I could live with that. Thanks for letting me know.

 

Message 764 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal

CreditSecure states in the offer document..."Access to your credit reports and PLUS Scores - from all 3 Major Bureaus - twice every 30 days. It is only Daily monitoring with email alerts of "key" changes to your credit reports. 

 

There are NO daily pulls. And PLUS scores are not Fico scores. If Plus scores are really valid (in the marketplace) and valuable then why doesn't Amex offer that to its customers or clients free? It doesn't. It gives its customers free Fico scores. I have two cards and waited long enough to get mine. 

 

I'm not going with CreditSecure. If Amex decides to offer the samething with Fico, then I'm on board.

Message 765 of 1,049
baller4life
Super Contributor

Re: CreditCheckTotal

Lmao Redeyz really? I pull Credit Secure DAILY. You can upgrade to daily pulls once you sign up and your account is fully active. $27.05 per month for daily pulls. True they are fako scores. But the person I quoted said there was no daily pullers and I was just letting him know that's not true.

Message 766 of 1,049
ScoreOrBeScored
Valued Contributor

Re: CreditCheckTotal


@baller4life wrote:

Lmao Redeyz really? I pull Credit Secure DAILY. You can upgrade to daily pulls once you sign up and your account is fully active. $27.05 plus tax per monthly for daily pulls. True they are fako scores. But the person I quoted said there was no daily pullers and I was just letting him know that's not true.


Yes your correct Baller. It cost $27.05. That's the out the door price..... $24.95 + tax = $27.05 .. 

 

Daily ouller for all 3 reports. Yes fake but who cares, I also have fico and get my updates for every little thing that

 

goes on with my report/score changes. I love the combo I have. 

Message 767 of 1,049
baller4life
Super Contributor

Re: CreditCheckTotal

Screenshot_2015-10-03-18-33-21_1.jpg

For Redeyez. There's some of my pulls for September

Message 768 of 1,049
ScoreOrBeScored
Valued Contributor

Re: CreditCheckTotal


@Anonymous wrote:

CCT should and could honor their commitment to their existing customers, but not give the same terms with anyone else signing up after yesterday. That would be the best of all worlds and a testament to excellent customer service. Until the past couple of days, EX was exemplary compared to the other two, especially EQ. 

 

CCT is still a deal compared to myfico.com 3B quarterly report which is a joke. And the pathetic way you get or don't get updates caused me to cancel myfico. 

 

EX CT was/is a good product. Their ap is excellent. I cancelled it last month and miss the ease of daily review and updates. And yes it was $9.99/month with daily Fico 8 updates and pulls. It got or gets a bit obsessive to check multiple times in a day. I would even wake up and the first thing I did was cjeck the app on my phone to look at EX CT. 

 

CCT could integrate with EX CT and offer it was a slightly higher price. In all, daily EX pulls and once a month for TU/EQ is still the best bargain out there. 

 

Amex Credit Score offers PLUS Scores and not Fico scores. I got their offer in the mail 3 weeks ago, and just now opened the envelope. Yep, they're Fako not Fico scores. 

 

I'm not pleased with CCT and EX, but they still offer the best deal with real scores if you want to monitor for yourself. I don't want to wait until my score updates with Amex or Barclays or Discover. I find that too slow. I need a card with EQ. 


Myfico monitoring - $27.01 ( grandfather plan/rate )

CS - $27.05 (Daily puller for all 3 ...as they offer 2 different plans ) 

 

thise prices are with tax and out the door. 

Message 769 of 1,049
Anonymous
Not applicable

Re: CreditCheckTotal

Credit secure isn't free with your Amex you have to pay for it. It is a good product for viewing reports but as others said doesn't give you FICO. But three bureaus every day is sweet.
Message 770 of 1,049
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