CreditWise offered to all now

[Anonymous]

I was updating the Creditwise app on my phone and noticed in the notes that it said you don't have to be a Capital One customer anymore to sign up.

It's my least favorite monitoring app, but thought I'd pass the info along.

https://creditwise.capitalone.com

[RonM21]

I already have Cap1 and that service but it will be nice for anyone looking right now for other options.

[avggoal700]

Is that a Fico score? If so which one.  Thx

[Anonymous]

I'm think it's vantage, but not 100%

[Anonymous]

No, Credit Wise does not provide a FICO score.

[Anonymous]

Vantage 3.

[takeshi74]

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@avggoal700 wrote:

Is that a Fico score? If so which one.  Thx

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You can quite often find the answers to such quetions from the source:

https://www.capitalone.com/credit-cards/benefits/creditwise/

Where does this score come from?

Your CreditWise score is calculated using the TransUnion VantageScore® 3.0 scoring model, which uses information in your TransUnion credit profile. This information may include your bill pay history, amount of available credit, number and age of open accounts and recent credit activity.

[avggoal700]

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@takeshi74 wrote:

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@avggoal700 wrote:

Is that a Fico score? If so which one.  Thx

---

You can quite often find the answers to such quetions from the source:

https://www.capitalone.com/credit-cards/benefits/creditwise/

Where does this score come from?

Your CreditWise score is calculated using the TransUnion VantageScore® 3.0 scoring model, which uses information in your TransUnion credit profile. This information may include your bill pay history, amount of available credit, number and age of open accounts and recent credit activity.

Thank you.  I clicked on the link the OP provided but did not want to search the entire site when the OP might have simply been able to answer the question.