"In my experience, take it as you will, the majority of people who have requested DV had no intentions of paying back financial obligations they legally owed. This causes a logical conclusion to be drawn [with a collector] that someone requesting a DV is possibly trying to avoid paying a debt."
Actually...no. You are making a false assumption based on any number of basic logical fallacies. No offense, but please don't pretend that you're exercising basic logic. You may be trying to get ahead on potential paperwork, but you are proceeding fallaciously (using guilt by association, for starters). I would leave the lawyering to the attorneys.
Starting Score: 550 Current Score: 673 EQ, 681 TU, 650 EX Goal Score: 720 Update April 1: TU 615/EQ624 Update June 28: TU 641/EQ 626 Update Sept 21: TU 681, EQ 673, EX 650 (FAKO) I FINALLY got that car at the rate I wanted! Thanks, FICO Forums!