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TexMontana wrote:I have a couple of older items on my CRs. On TU and EQ, the account condition is reported as "Closed/Paid" with a $0 balance. On EX, they are noted "Derogatory" with the same $0 balance. And my EX score is by far my lowest. DO I need to take action on this? Is there a difference between "Closed/Paid" and "Derogatory"?
TexMontana wrote:I have a couple of older items on my CRs. On TU and EQ, the account condition is reported as "Closed/Paid" with a $0 balance. On EX, they are noted "Derogatory" with the same $0 balance. And my EX score is by far my lowest. DO I need to take action on this? Is there a difference between "Closed/Paid" and "Derogatory"?
TexMontana wrote:I have a couple of older items on my CRs. On TU and EQ, the account condition is reported as "Closed/Paid" with a $0 balance. On EX, they are noted "Derogatory" with the same $0 balance. And my EX score is by far my lowest. DO I need to take action on this? Is there a difference between "Closed/Paid" and "Derogatory"?