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I was informed that no CLI's would be granted until you reach the 6 month mark with your Apple card. I have the card and have used it and PIF the 700.00 I charged. I did this for a couple of reasons, one, to check when they report the card, and secondly, to see the number of CB's they report it to. But like others here have opined, It is a major CC issued by a Bank, and it is a WMC. As more information is available, people will become for familiar with the intricacies associated with the card. Either way, for the OP, a CC from a major bank will help you establish the scoring you seek, good luck.
Since Goldman Sachs is a major bank, I would expect them to report to all 3 CRAs. That being said, it is also worth noting that the HP does not occur when you apply, but when you accept the card. So it is perfectly okay to "apply" for the card just to see what sort of offer you get/don't get, and then make a decision afterwards... I and many others have done that.
Dunno about GS's reporting practices but I know that Amex, for example, doesn't report a new card until after the second statement... which can be a month and a half or so after the card opens. Perhaps GS does that, or perhaps they are more like Chase, which reports a few days after the first statement. I guess we'll see!
If OP is looking for credit card options with a SP, try BB&T if you're in their geo-footprint. They've been doing SP approvals for a few months now. No HP at all.
Anybody have their Apple Card report?
Just curious as I would think we all got our statements on the 31st. It should be good padding for me on UTI, so hoping to see it reflected soon.
According to GS, it will take up to 60 days, much like Amex does.
Awesome, thank you for the heads up.
@LittleSal wrote:
Do we know when the new Apple Card is going to start reporting on credit reports?
Word from GS is second statement much like AMEX does.
I wouldn’t take that as gospel though.