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Did anyone see if Apple card reported to credit bureaus

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Super Contributor

Re: Does Apple Card Report to the 3 Credit Bureaus

EaglesWinLII are they all WMCs? Or do they come in different flavors? How are you able to tell? Is it on your card? Where do I look?
For a collection of our current FICO scoring wisdom, updated as we learn, read the following. Watch the revision dates on the bottom of the first 8 posts as they are regularly updated: Link to Scoring Primer.


RIP:

    




Updated June 2020, unless otherwise noted. I took an HP on EX, will reflect on next update.

(Forgive typos, mobile.)(Everything said is Just IMHO.)

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/mature/new account, with open loan on record.
If you don't know where you fall, just detail any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record to start.

For utilization questions, list individual and aggregate utilizations, revolving and installment, please.
Message 31 of 171
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Established Contributor

Re: Apple Card by Goldman Sachs

I'm sorry if this is in this big thread somewhere:  has anyone seen this report to the credit bureaus yet?  Still waiting...

Message 32 of 171
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Established Contributor

Re: Apple Card by Goldman Sachs

Not yet

July 31/2019. EX-712. EQ-704. TU-726
Dec 16/2019. EX. 721. EQ. 723. TU 746
Aug 8/2020 EX. 728 EQ. 714 TU 744
Sept 18/2020 EX. 728 EQ. 726 TU 752
Inq. EX 6 EQ 4 TU 2 - - CC 5x24, 1x12
Amex BCP $20k - Apple GS $15k - BMW/Elan $5k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase United Club Infinite $20k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $20.5k - HSBC Gold - $10.5k - Wells Sig Visa $12k
Message 33 of 171
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Regular Contributor

Re: Apple Card by Goldman Sachs

@wingennis No, nobody has stated as such.
Message 34 of 171
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Frequent Contributor

Re: Apple Card by Goldman Sachs

The Apple card reports to GS. /thread

 

Smiley Very Happy

08/2019:
12/2019:

~ This is Chess... It ain't Checkers!!! ~


Message 35 of 171
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Valued Member

Re: Apple Card by Goldman Sachs

There's some discussion of this over at Reddit. It seems that GS will not start reporting to the CBs until the beginning of the new year. That seems odd, but maybe it's because of this being GS's first CC offering and because it's an unusual(Apple virtual card) one at that.

 

https://www.reddit.com/r/AppleCard/comments/cylnh6/so_then_yearly_reports_idk_seems_odd/

Message 36 of 171
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Super Contributor

Re: Apple Card by Goldman Sachs


@KBJSR wrote:

There's some discussion of this over at Reddit. It seems that GS will not start reporting to the CBs until the beginning of the new year. That seems odd, but maybe it's because of this being GS's first CC offering and because it's an unusual(Apple virtual card) one at that.

 

https://www.reddit.com/r/AppleCard/comments/cylnh6/so_then_yearly_reports_idk_seems_odd/


That rep is clueless. Neither SageStream or Factor Trust are CRAs that would be getting reports on your account. 

 

I am going to just ask them myself and see what they say. 




Message 37 of 171
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Super Contributor

Re: Apple Card by Goldman Sachs

These people get on my nerves. 

 

B773C1AF-26F3-43B9-8C22-B936D999350E.jpeg

 

It looks like nobody knows when they’re going to report. Last I heard it was expected on the second statement like AMEX and I am going to just believe that as a possibility. 

 

In the short term it will actually help me anyway to not have this account show up since I’ve been naughty with the credit seeking so if they take some time I will be fine with it as long as they report the 8/8 opening date correctly. 




Message 38 of 171
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Established Member

Apple Card owners

Hey my fellow Apple Card owners! I have a question. Has anyone seen the card on their credit report yet? I was wondering if they were going to report to the credit bureaus because I have yet to see them on my reports. I can see the Goldman Sachs inquiry and that’s all. Thanks for any feedback.
Message 39 of 171
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Moderator

Re: Apple Card owners

It will certainly report.  I dont believe anyone has had it report yet from last I have heard/read.

Message 40 of 171
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