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As of today, my new Apple Card has not appeared on my CR, which is surprising to me because my first statement cut 8/31/19. The only thing related to the Apple Card is the inquiry.
Guyatthebeach
Has anyone even heard a peep from GS as to whether the Apple card was meant to report to the CRAs prior to a cardholder defaulting?
Could these be “artificial intelligence” responses, and not coming from an actual GS csr? The responses I have read sound more like computer generated.
@CAS2019 wrote:Could these be “artificial intelligence” responses, and not coming from an actual GS csr? The responses I have read sound more like computer generated.
No these are real humans that are incredibly busy. Sometimes it can take 5 minutes to get a response and they're always very rushed with long pauses between them.
@Anonymous wrote:
I noticed that not only did they pull TU and Factortrust but it appears they did a chexsystem as well.
Yep. They pull SageStream too.
Only thing I've noticed is the hard pull from GS with TU, other than that, nothing.
@Anonymous wrote:
Has anyone had the Apple Card show up on any of their credit reports as a new account yet? Opened August 15 and nothing yet.
Hmm I don’t think I’m familiar with a major bank that doesn’t report to the big three. I have had a few car loans and student loans that may skip one or two. Maybe even a few collections iirc but never a credit card.
Someone may do well to read the TC. GS is not your ordinary bank although Tim Apple... I mean Cook said it was not like an ordinary bank card.