See this link: FICO Score Versions
I'm curious to know what version U.S. Bank is using for loan applications.
The images in my signature are for credit cards I currently have (if you mouseover each image you will see the current credit limit). I have two U.S. Bank cards - the Platinum Visa and Cash+ Visa- and also have 3 deposit accounts with them so this topic caught my attention.
Me too!!! Out of curiosity, the images of credit cards beneath your credit score on your profile ....do they mean anything? I’m new. Wanted to know if this are ones you’ve qualified for. I will post same if that’s the case. Ironically one of them is a US Bank card. Lol.
Every time I've gone in-branch they've offered me the Altitude Reserve and the Reserve LOC which I've always declined because of the additional TU pull. But of course after the last time I turned them down in April, I went out and got 5 new cards so my reason to decline their offer no longer applies. I'm gardening for the next 6 months or so after which I'll get the Altitude and the Premier LOC (the Reserve isn't a true LOC...more like checking overdraft).
This topic caught my attention as USB is my primary bank.
The pictures in my signature are al the current cards I have.
I have two US bank credit cards. The Altitude Reserve and FlexPerks Visa Sig.
I have around 7 deposit accounts with them including investments.
They are normally my go to bank for anything credit related so I’m very curious on the outcome of this topic
SHADOW FACTOR - THANK YOU!!
I did exactly as you instructed. You were right! The score for the Equifax Mortgage calulator was EXACTLY the score the CSR told me I had, which matches exactly to the scoring model you cited in your reply. I am the first to admit when I am wrong but I do have to be given proof beyond "hey maybe you heard wrong". LBVS. Thank you and thank you again. At least I now know for sure that there are different models at play and that they used the mortgage model. Perhaps my 711 generic score is good somewhere but not with US Bank.
Equ Fico 8 711
Equ Fico 5 640