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Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

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takeshi74
Senior Contributor

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

It's not a miracle and doesn't have anything to do with witches.  It's all about the report data.  Make sure you understand why your scores increased.  Don't just fixate on the numbers and focus on your report data.

Message 11 of 18
grillandwinemaster
Valued Contributor

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

Congrats! Enjoy your success, and head back to the garden! 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 12 of 18
Anonymous
Not applicable

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

@takeshi74

Or should I say Captain Obvious!

Really?

So you're saying it wasn't a baby Jesus divine miracle that was bestowed on me from the gods and good credit witches didn't join hands around a fire in a circle and cast a spell for me on Transunion?

Make sure you understand what and when sarcasm is before you reply to an OP. (face palm)
Message 13 of 18
Thomas_Thumb
Senior Contributor

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...


@Anonymous wrote:

I feel like this today x 100.

 

 

Because this massive credit thing happened...

5-31-16 TU FICO 08 Before & After.jpg

And this happened...

Amazon Before & After 5-31-16.jpg

 

And this happened...

 

Walmart Before & After 5-31-16.jpg

 

And this happened....WOW! Smiley Surprised

Lowes Before & After 5-31-16aa.jpg

 

The crazy thing is I haven't even came out of the credit garden yet. Smiley Surprised

 

Praise the old credit gods and the new I say.

 

P.S. MyFICO wasn't reporting my UTI correctly today either when I got the 761 TU score. It showed all my correct credit card balances, but the percentage they showed was 30% and should have been 23% like CCT reported today and with this new credit my UTI will plummet down to exactly 10%!

 A 775+ FICO 08 TU score by the end of the week might be possible. Smiley Very Happy

 


A truly mind blowing CLI

 

tv tim and eric mind blown mind blowing

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 14 of 18
Anonymous
Not applicable

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

Hey watch it Bubba you're using the same gif's I use. Smiley Very Happy
Message 15 of 18
Anonymous
Not applicable

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

OP,please check the number of HP inquries on your TU report. Make sure that it's not ZERO! For a few days this month, my TU score would go up by 30+ one day, only to come back down, due to reporting error in HP.
Message 16 of 18
Anonymous
Not applicable

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

It's not zero. Smiley Very Happy
Message 17 of 18
RonM21
Valued Contributor

Re: Ding Dong The TransUnion Witch is DEAD! 89pt increase today & $29,000 Lowe's CLI...

Nice increases!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 18 of 18
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