Either the OC had a name change, or perhaps a third party B purchased the debt from original creditor A, who then assigned collection authority to debt collector C?
Whether or not you treat as a dispute is merely administrative, as any inaccuracy can simply be corrected without any issue of deletion of the collection. Are you disputing under the assumption that it will result in deletion of the collection, or simply to correct the apparent inaccuracy?
If you dispute, what would you assert to be the correct reporting?
I would first attempt to correct by placing an informal call, or send a formal DV request that includes the specific request for the name of the original creditor. I would only resort to a formal dispute if you cannot determine the accurate scenario.........
