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Disco off-cycle reporting upon request

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Valued Contributor

Disco off-cycle reporting upon request

Just a news flash for those who may not have been aware, I saw someone mention that Discover will report your balances upon request in another thread on here.

I paid off a very significant chunk of my Disco balance a week ago, but my due date is still 10 days out, meaning reporting date is 15-17 days away. With two AmEx cards set to report zero balances in a couple days after big paydowns of their own, I wanted to combine these results to maximize the effect at one time and not wait two more weeks for Disco to report.

I called customer service and was on for a grand total of two minutes including holding for the CSR. She did it immediately, and said that within the next two days my new balance would be reflected in my reports. So yes, Discover will absolutely do an off-cycle report at your request, easily and quickly, simply by calling. And yes, once again Disco proves they’re near or at the top of customer service in the credit world, which will surprise approximately no one who has dealt with them.

Anyway, that’s all, I just wanted to put it out there for anyone in my position now or in the future.


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
5 REPLIES 5
Community Leader
Super Contributor

Re: Disco off-cycle reporting upon request

fyi, you can send them secure message, no wait time. Same end result in the same time period.  

 

I've had Disco report off cycle many times while I still had anxiety over balances reporting. 

EX 754 EQ 773 TU 752
Message 2 of 6
Valued Contributor

Re: Disco off-cycle reporting upon request

Cool....that ought to help, good luck!  You should have asked her to kindly chunk a few extra G's on there Smiley Tongue

Starting Score: 579
Current Score: 744, 738, 711
Goal Score: 850 x 3


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Synovus Tloc 75k/Savor 5.5k/Venture-3.5kAU/DiscoCB 5.5k/DiscoChrome 2k/Sportsman's Guide Visa 3k-AU/GoodSam's Visa 5k/Lowe's Pro 2.5k & Lowe's Advantage 30k-AU/Home Depot 10k-AU/Spark 2k-AU/Staples 1k/ Amazon Net 55 7.9k
Message 3 of 6
Valued Contributor

Re: Disco off-cycle reporting upon request

Remedies, good to know. I’m at lunch right now and calling was just as easy so I just went that route.

LauraChrissy, I’m hoping that last week’s payoffs and paydowns across the board will spur them toward a CLI on their own, but I will call in and try to talk to someone if it doesn’t work. I’d like to see this one go up. Plus if it does, we’ll have another datapoint from which to draw zero useful conclusions, and which proves Disco CLI logic is as predictable as a bipolar 5-year-old on a sugar binge...


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
Message 4 of 6
Senior Contributor

Re: Disco off-cycle reporting upon request

Disco is awesome. I sent them a secure message last month asking for an off-cycle report and they knew what I was talking about and submitted it immediately. They’re extra awesome. Smiley Happy


Scores 1/2019:
Scores 8/2019:

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Message 5 of 6
Valued Contributor

Re: Disco off-cycle reporting upon request

yep, yep....funstuff!

Starting Score: 579
Current Score: 744, 738, 711
Goal Score: 850 x 3


Take the myFICO Fitness Challenge

Rebuild Oct. 2018
"My Take Home Pay Don't Take Me Home"

Synovus Tloc 75k/Savor 5.5k/Venture-3.5kAU/DiscoCB 5.5k/DiscoChrome 2k/Sportsman's Guide Visa 3k-AU/GoodSam's Visa 5k/Lowe's Pro 2.5k & Lowe's Advantage 30k-AU/Home Depot 10k-AU/Spark 2k-AU/Staples 1k/ Amazon Net 55 7.9k
Message 6 of 6
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