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On Discover's CreditScorecard, they report a wrong number of accounts I have. On Ex, my report correctly shows 4 open revolving accounts, 2 loans, and 1 closed account (TU and EQ also show 7 total accounts.). On Discover's portal (they pull EX FICO 8), my AAoA, Uti, and score are all the same as Ex. But they say I have 12 total accounts, 10 revolving accounts and 2 loans.
I'm not sure how to address this. I don't think its fraud, I would have gotten alerts.. and the reports were within a few days of each other. I think somehow Discover's portal is just showing wrong information. They say if any info is wrong, report it to EX.. but EX doesnt have the wrong info! I can send a SM via my credit card account, but the login portals are different parts of Discover, so idk if it would do any good.
@mumbogray wrote:On Discover's CreditScorecard, they report a wrong number of accounts I have. On Ex, my report correctly shows 4 open revolving accounts, 2 loans, and 1 closed account (TU and EQ also show 7 total accounts.). On Discover's portal (they pull EX FICO 8), my AAoA, Uti, and score are all the same as Ex. But they say I have 12 total accounts, 10 revolving accounts and 2 loans.
I'm not sure how to address this. I don't think its fraud, I would have gotten alerts.. and the reports were within a few days of each other. I think somehow Discover's portal is just showing wrong information. They say if any info is wrong, report it to EX.. but EX doesnt have the wrong info! I can send a SM via my credit card account, but the login portals are different parts of Discover, so idk if it would do any good.
Mine too has the wrong number of accounts. I wouldn't worry about it. I'm sure it's just some glitch with Discover's site.
Same here - mine is double on Disco's scorecard. Since everything else matches up (including the FICO score), I don't sweat it.
Thanks for the replies everyone! Glad to hear I'm not the only one, and its just a Discover issue
@mumbogray wrote:Thanks for the replies everyone! Glad to hear I'm not the only one, and its just a Discover issue
Yeah discover issue. I am missing 1 account from their scorecard but the 3 bureaus have all the same info.