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@FireMedic1 wrote:Call EQ. I know one major PITA. And tell them no one, even you, cant pull your reports. You suspect a split file. Or "mixed" as I went thru that 2 yrs ago with them applying for a card. They have to go thru some things that bled over onto your personal info and caused this. They may ask to have you send in certain documents to prove you are you. Its going to be a battle with them being lame. Pack a lunch. This may take a while with the bimbos. Good Luck!
So when you say mixed file what does that mean exactly?
A mixed credit file occurs whenever a CRA inadvertently commingles the credit histories of two different individuals into a single report. The result is a credit report that contains information belonging to two different consumers, bundled together as if those two people were the same person. Which is probably what went south on you. You gonna have to call and get it worked out. Have the lovely EQ CSR (cough cough) go thru each account on your report and one may come up as not you. Or even 1 number wrong on your SS# could be off. Many thngs EQ can and do screw up.
@FireMedic1 wrote:A mixed credit file occurs whenever a CRA inadvertently commingles the credit histories of two different individuals into a single report. The result is a credit report that contains information belonging to two different consumers, bundled together as if those two people were the same person. Which is probably what went south on you. You gonna have to call and get it worked out. Have the lovely EQ CSR (cough cough) go thru each account on your report and one may come up as not you. Or even 1 number wrong on your SS# could be off. Many thngs EQ can and do screw up.
So does that mean me and another person share the same name or?
@Harvey26 wrote:
@FireMedic1 wrote:A mixed credit file occurs whenever a CRA inadvertently commingles the credit histories of two different individuals into a single report. The result is a credit report that contains information belonging to two different consumers, bundled together as if those two people were the same person. Which is probably what went south on you. You gonna have to call and get it worked out. Have the lovely EQ CSR (cough cough) go thru each account on your report and one may come up as not you. Or even 1 number wrong on your SS# could be off. Many thngs EQ can and do screw up.
So does that mean me and another person share the same name or?
It doesn't even have to be similar names, aliases, etc. Others have reported a different name/file altogether.