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Just discovered that Discover through a company called Discover Products Inc is reviewing my Lexis Nexis report on a monthly basis. No other creditor is reviewing it nor have they inquired. Pretty scary what I am finding on this report, no one should ever have access to all this info nor should it be kept till the beginning of time. Im not please with Disco at this point.
@gdale6 the only other company using LN that I have been seeing on my reports over the years is State Farm Ins.
This displeases me greatly.
@GApeachy wrote:@gdale6 the only other company using LN that I have been seeing on my reports over the years is State Farm Ins.
Yeah, my ins co uses them too. It was due to a renewed ins policy increasing in $ and my discount decreasing while my Fico goes higher into the 800s.... I see nothing that should have triggered a decrease in my discount,, looking for a new ins company at this point.
@gdale6 wrote:
@GApeachy wrote:@gdale6 the only other company using LN that I have been seeing on my reports over the years is State Farm Ins.
Yeah, my ins co uses them too. It was due to a renewed ins policy increasing in $ and my discount decreasing while my Fico goes higher into the 800s.... I see nothing that should have triggered a decrease in my discount,, looking for a new ins company at this point.
Food for thought ... as you age mid 60s+ you are back into ratings similar to when you were 26 years old and younger for auto insurance. My insurance agents so informed me and in fact I saw the experience mod and it surprised me. Only drive to church on Sundays and nice and slow (safe).
My Lexis Nexis report is rather thin. As a DP, both Discover and American Express pulled LN monthly for me. This is when I requested my report in 2021, have not done so this year.
I had Goldman Sachs pull my Lexis Nexis report when I applied for the Apple Credit Card. (Feb 2022).