Disputed Collections/CC

Anonymous · ‎06-09-2007

On Oct06, I purchase my cr from Experian using the Suze Orman product. I had a collection that I disputed and was removed from my cr. But now that I'm trying to dispute this same collection form Equifax, my disputed result stated that this collection belongs to me. Why is Experian able to delete this collection but not Equifax? What do I need to do? Also, I have 3 cc that I don't have or recollect having. But when I disputed these cc, Equifax reported them as it belongs to me. Please help. These cc are also reported on Transunion. Need help!!

Anonymous · ‎06-09-2007

Is the item legitimately yours? If so it sounds like you just got lucky with EX removing it. If the collection is yours and still open try sending a PFD letter.

Tuscani · ‎06-09-2007

Remember... the CRAs have nothing to do with one another, and you have no leverge between them. Just because one deletes does not mean the others are obligated to follow.

MidnightVoice · ‎06-09-2007

Tuscani wrote:
Remember... the CRAs have nothing to do with one another, and you have no leverge between them. Just because one deletes does not mean the others are obligated to follow.

As I well know. And for me, EX hates removing anything at all

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

Anonymous · ‎06-10-2007

The collection is mine, it was cable company. I turned in a cable receiver at their local store and the company sent my account to a collection agency because supposedly they had no record of the item being turned in. Should I send this company a validation letter or pfd? and what should I do with the credit cards that stated I opened an account with them, First Premier and Bank of Hoven? Does anyone knows anything about these companies?

Anonymous · ‎06-10-2007

Do you have the receipt from when you turned it in?
or the Serial number?

I file these ASAP as cable companies are known to mess this up.

Tuscani · ‎06-11-2007

Is this Comcast or Time Warner by chance?

Anonymous · ‎06-11-2007

ACS company from Alaska.

Tuscani · ‎06-12-2007

Ok, so do you have the SN# or receipt as Tim suggested?

Anonymous · ‎06-12-2007

I don't have the receipt. But the weird thing about this is that I just received my TU disputed result today and they deleted this same item in my CR. This is so frustrating. I have 3 different CA with 3 different informations ie credit cards, collections, etc.. I don't know where to start.