Disputes & Verifications

[jandj]

If something is disputed and then verified does that hurt your credit at all?

[Tuscani]

Assuming nothing is changed, no.

Message Edited by Tuscani on 05-21-2007 02:28 PM

[MidnightVoice]

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jandj wrote:

If something is disputed and then verified does that hurt your credit at all?

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But EX will not let you dispute it again, even if you want to change the reason

[Tuscani]

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MidnightVoice wrote:

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jandj wrote:

If something is disputed and then verified does that hurt your credit at all?

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But EX will not let you dispute it again, even if you want to change the reason

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They will.. you just have to wait several months before you can submit dispute via online.

[MidnightVoice]

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Tuscani wrote:

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MidnightVoice wrote:

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jandj wrote:

If something is disputed and then verified does that hurt your credit at all?

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But EX will not let you dispute it again, even if you want to change the reason

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They will.. you just have to wait several months before you can submit dispute via online.

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Well in my case, 12 months was not enough

[Tuscani]

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MidnightVoice wrote:

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Tuscani wrote:

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MidnightVoice wrote:

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jandj wrote:

If something is disputed and then verified does that hurt your credit at all?

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But EX will not let you dispute it again, even if you want to change the reason

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They will.. you just have to wait several months before you can submit dispute via online.

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Well in my case, 12 months was not enough

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WOW! Really? Use to be 90 days! Guess you have to do mail disputes now.

[dazednconfused]

Yeah, I had the same problem. Disputed something, they changed it, but still not correct, even have a letter from the OC.  Wouldn't let me do anything online.  Called someone and I have to send it in writing..

[ilovepizza]

Called Equifax, said disputes done by phone. I found an inquiry from my bank, of which I never applied for anything...ever unless opening a checking account caused a hard inq. And a few duplicates for the same thing. Going to try and have them removed tomorrow.

.......

It is now tomorrow. Oh boy. I disputed almost everything..... nervous.

Message Edited by ilovepizza on 05-22-2007 01:24 PM