Hello and sorry I had to make a new folder/file. I have a JCPenney Card and recently I check my experian report and JCP reported me 30 days late, and guys that's not true. I would be writing about it if I did.
My question(s) is, should I call JCP and dispute with them or should I contact experian and dispute? I don't know what type of relationship it will cause with JCP with my account active.
And my Target card has a 60 late and I have only been late with them 2 times and the last time was in 2002.
What would you guys do? help me
