Do all CRAs get updated at the same time?

[Anonymous]

I just checked my 3 credit reports, EQ and EX have been update to show my new Cap 1 balance (went from $745. - PIF) but TA is still showing the old balance. Aren't they updated at the same time?

[DaveSignal]

EX is sent electronically, so it happens instantly.  EQ is sent at the same time, except it is done with a dialup line that is constantly busy, so can take a day or two.  TU is sent at the same time via snail mail, and even then TU only checks the mail bag biweekly and a human needs to manually key it in.... so obviously, this takes a bit longer.